North West’s Largest Independent Estate Agent

Are You a Private Landlord Looking to Start or Expand Your Property Portfolio? Explore Buy-to-Let Mortgages...

A regular mortgage simply won't cut it when buying a property with the intention to rent it out to Tenants, as a Landlord, you will need to source a Buy-to-Let Mortgage to help you purchase a property. But where do you start when looking for the best Buy-to-Let Mortgage? Not very far...

Here at TVG Lettings, we work with Right Click Finance, a Mortgage and Protection Broker that searches through a network of over 80 Lenders to find deals that banks simply cannot. By not being attached to a particular Lender, they can find a mortgage deal that's suited to you and not the other way around. 

With stricter eligibility criteria, getting expert advice is essential to ensure that you are in the best position when applying for a mortgage. The Mortgage Advisers at Right Click Finance have a wealth of industry knowledge and experience in sourcing mortgages for an array of applicants and their unique circumstances. From applicants who do not have the best credit score to those with a low income, the brains behind Right Click Finance have been able to help those to get a Buy-to-Let Mortgage even in the toughest circumstances. 

If you are interested in seeking the help of Right Click Finance, either speak to our team or visit their website

What Products does Right Click Offer?

Life Protection

Income Protection Insurance | Life Insurance | Critical Illness Cover | Family Income Benefit 

Mortgages

First Time Buyer | Moving Home | Remortgages 

Home Protection

Buildings Insurance | Buildings & Contents Insurance | Contents Insurance 

The FAQs of Buy-to-Let Mortgages

Do You Need a Buy-to-Let Mortgage?

If you're buying a property with the intention of renting it out, then yes, you will need a Buy-to-Let Mortgage. If you are an 'Accidental Landlord' and intend to rent out a property that you live in, then you must inform your current Mortgage Lender of the change in your circumstances. They may charge you a fee or increase your interest rates. 

How Do Buy-to-Let Mortgages Differ from Regular Mortgages? 

On the whole, regular mortgages are based on income and outgoings whereas Buy-to-Let Mortgages are based on the expected rental yield of the property. 

How Much Deposit is Needed for a Buy-to-Let Mortgage?

Generally, most Lenders request a minimum deposit of 25% of the property's value for a Buy-to-Let Mortgage. However, the requirements vary based on Lender. 
TVG Property Management t/a TVG Lettings introduces to Home Legal Services Liverpool LLP t/a Right Click Finance for the provision of mortgage and non-investment insurance advice. Home Legal Services Liverpool LLP t/a  Right Click Finance is an appointed representative of Primis Mortgage Network.  Primis Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let Mortgage.   

The guidance and/or advice contained within this web page is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.